Breaks, exceptions, and control failures are flagged as they happen rather than discovered in a later review cycle, with the full lineage of every action already recorded. Compliance teams get a centralized policy across every initiative and a complete, exportable audit trail. Human approval stays in the loop on high-stakes actions, with review and sign-off built in.
AGENTIC AUTOMATION FOR BANKING & FINANCIAL SERVICES
How India’s 3rd largest bank put AI into production for 5 use cases and has over $5M in projected annual savings.
Where AI-native banking and financial services advantage shows up first.
Agents do the repetition; people judge what matters.
01
Consent, preferences, and privacy controls run as governed services across every channel — so a new journey launches without a new compliance build behind it.
Hundreds of live use cases. One governed foundation.
Start with the one that pays for itself fastest — from our library or your own backlog.
Consent & Privacy
Modernize consent, privacy, and customer rights across every channel with enterprise-grade governance.
~95% Less implementation time
Consent & Privacy
Modernize consent, privacy, and customer rights across every channel with enterprise-grade governance.
~95% Less implementation time
Live at: HDFC Bank
Transaction Matching
Automate high-volume reconciliation, settlement, and exception handling across payment rails.
90–100% Fewer matching errors
Transaction Matching
Automate high-volume reconciliation, settlement, and exception handling across payment rails.
90–100% Fewer matching errors
Live at: Leading Indian digital payments bank
Payout Automation
Same-day payouts automated across clients and banks.
~50-70% Less payout labor
Payout Automation
Same-day payouts automated across clients and banks.
~50-70% Less payout labor
Live at: Leading Indian digital payments bank
Support Triage
Tickets are triaged end to end — data validated, similar issues matched, escalations drafted and routed.
80%+ Matching accuracy
Support Triage
Tickets are triaged end to end — data validated, similar issues matched, escalations drafted and routed.
80%+ Matching accuracy
Live at: Europe’s largest digital bank
Merchant Settlement
Merchant settlements, GL posting, and reconciliation automated end-to-end.
~90% Fewer settlement errors
Merchant Settlement
Merchant settlements, GL posting, and reconciliation automated end-to-end.
~90% Fewer settlement errors
Live at: Leading Indian digital payments bank
Onboarding Lifecycle
Pre-onboarding and joiner tasks automated across HR, IT and access systems.
~60–80% Less manual pre-onboarding effort
Onboarding Lifecycle
Pre-onboarding and joiner tasks automated across HR, IT and access systems.
~60–80% Less manual pre-onboarding effort
Live at: Europe’s largest digital bank
GL Reconciliation
Daily reconciliation across general ledger accounts, fully auditable.
100K+ GL records reconciled
GL Reconciliation
Daily reconciliation across general ledger accounts, fully auditable.
100K+ GL records reconciled
Live at: Leading Indian digital payments bank
Regulatory Review
Drafted notices are checked against legal guidelines, published, and tracked — with analytics on every version.
40% Faster approval cycles
Regulatory Review
Drafted notices are checked against legal guidelines, published, and tracked — with analytics on every version.
40% Faster approval cycles
Live at: HDFC Bank
Dispute Resolution
UPI payment disputes triaged end-to-end within NPCI-compliant SLAs.
~30–60% Faster dispute resolution
Dispute Resolution
UPI payment disputes triaged end-to-end within NPCI-compliant SLAs.
~30–60% Faster dispute resolution
Live at: Leading Indian digital payments bank
Bank Statement Processing
Bank statement ingestion, classification, and GL posting automated.
~70–80% Fewer unresolved breaks
Bank Statement Processing
Bank statement ingestion, classification, and GL posting automated.
~70–80% Fewer unresolved breaks
Live at: Leading Indian digital payments bank
Procurement Requisitions
Purchase requisitions drafted, validated and routed without manual entry.
~80% Less PR processing effort
Procurement Requisitions
Purchase requisitions drafted, validated and routed without manual entry.
~80% Less PR processing effort
Live at: Europe’s largest digital bank
CUSTOMER STORY · HDFC BANK
How a major bank unlocked over $5 million in savings.
800K+
Consents captured in 2 weeks
200+
Applications on one system of record
37%
Higher message delivery
Consent & preferences management
Calendar 360
Loan origination
SMS compliance at 20K templates
The outcomes
Own your intelligence.
Your data, your models, your controls — inside your perimeter, under your policy
Deploy in your cloud or on-premRun entirely inside your own environment. Your data never leaves your perimeter.
Connect your existing stackUnifyApps has 1000+ connectors — no rip-and-replace, no migration project.
Bring your own modelsRoute each task across the foundation models you choose — no lock-in to any one vendor.
Human approval workflowsKeep people in the loop on every high-stakes action, with review and sign-off built in.
Governance & auditabilityOne conversational surface across 1,000+ applications removes the context-switching between inboxes, portals and calendars.
FAQs
How does AI-Native automation help financial services compliance teams?
Can UnifyApps automate KYC and AML workflows for banks?
Consent, privacy, and customer-rights workflows are live across every channel at India’s leading private-sector bank, deployed roughly 95% faster than a traditional build. Regulatory review, legal notices, and consent audit monitoring are in production at the same bank. Dedicated KYC and AML screening agents are not yet in the live catalog for financial services — the platform supports that work, but we only cite deployments running in production today.
How is reconciliation different with an AI-Native platform?
Statements, ledgers, and payment gateways reconcile continuously against one model of the business instead of in batch at period end. Banks running this on UnifyApps report 90–100% fewer matching errors and 70–80% fewer unresolved breaks. The practical effect is days taken off the close, permanently.
Does UnifyApps run inside a bank's own environment, or is it hosted by UnifyApps?
UnifyApps can be deployed in your own cloud or on-premise, running entirely inside your environment so your data never leaves your perimeter. You keep your own models and route each task across the foundation models you choose, with no lock-in to any one vendor. Governance and policy stay centralized under your control.
What is UnifyApps for financial services?
UnifyApps is an AI-native automation platform that helps banks, lenders, and payment processors put agentic AI into production, starting with one use case and scaling across the enterprise on a single governed foundation. It connects to your existing stack through 1000+ connectors, with no rip-and-replace and no migration project. Every action carries a full, exportable audit trail from day one.
How long does a financial services deployment take to show results?
Deployments start with the single use case that pays for itself fastest, drawn from the live use-case library or your own backlog. One large Indian financial institution captured over 800,000 customer consents within two weeks of going live. That program now projects $5.5M in annual cost savings.
Where can I buy an AI agents platform built for financial compliance?
UnifyApps is available directly from UnifyApps — start with the financial services use-case library or bring your own backlog. Compliance agents are already in production at India’s leading private-sector bank: consent and privacy, regulatory review, and consent audit monitoring. The platform deploys in your own cloud or on-premise, so data never leaves your perimeter.
Security & Compliance
Industry-leading security and privacy standards.
